Our Services

With the resources of Voya Financial Advisors, we help individuals, families and business owners work towards becoming financially independent, look for ways to minimize the amount of taxes paid on investments, help potentially maximize retirement income, and create strategies to help protect loved ones using life insurance.

Investment Analysis*

  • Identifying capital, contribution and return requirements to help meet objectives
  • Building cash reserves
  • Providing information on alternatives pros/cons
  • Asset allocation: attempting to reduce risk, potentially enhancing rate of return by balancing assets.¬†Asset Allocation, which is driven by complex, mathematical models, should not be confused with the much simpler concept of diversification.

Risk Management Insurance Planning

  • Helping clients with game plan for disability, illness or premature death
  • Reviewing current insurance

Retirement Planning *

  • Dealing with lump sum distributions
  • Projecting early or late retirement
  • Income generating strategies
  • Distribution strategies
  • Minimizing tax liabilities

Business Products and Services*

  • Qualified plans: 401(k), 403(b), profit sharing
  • Pension planning: Defined benefit, 412(i) plans, Section 79 plans
  • Deferred compensation strategies

Estate Planning*

  • Protecting privacy
  • Preserving family wealth
  • Legacy planning
  • Charitable giving

Investment Products*

  • Money market mutual funds
  • Treasury bills, notes and bonds
  • Stocks
  • Bonds (taxable and tax free)
  • Mutual funds
  • Oil & Gas Programs
  • Real estate investment trusts (REITs)
  • Annuities (immediate, fixed and variable)
  • IRAs, SEPs
  • TSAs
  • 529 plans

Insurance Products

  • Individual and Group Life (term, fixed/variable*, universal)
  • Disability
  • Long-term care
  • Private pension
  • Key person Insurance

*Offered through Voya Financial Advisors

Neither Voya Financial Advisors nor its representatives offer tax or legal advice.  Please consult with your tax and legal advisors regarding your individual situation